Tough economic environment demands savvy personal financial management It’s been a bruising first half of 2018 for consumer pockets. The Vat increase in April to 15% has seen an increase in the cost of all vat-rated goods and services, a hefty increase in the fuel price at the beginning of June has already impacted the cost of food and transport, and SA’s dismal showing in the quarterly economic growth figures has left South Africans concerned about the increased costs of living in the months ahead. The culmination of all these factors is likely to see a hike in inflation, which…

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