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To insure or self-insure? A conundrum for fleet operators

March 5, 2021

To insure or self-insure? A conundrum for fleet operatorsInsurance is an expensive mechanism to protect losses. Insurance premiums comprise broker commission, administration costs, costs associated with collecting funds (for large claims) and profit. So, what would be a R100 claim, for instance, can easily end up costing R140. For this reason, it is important to consider whether you should be insuring or self-insuring all of your risks.
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